When disability strikes and you can no longer work, securing Social Security Disability (SSD) benefits can be a critical lifeline. However, the process is often complex and challenging to navigate alone. If you’re in New Jersey and seeking SSD benefits, the expertise of a seasoned Ssd Lawyer Nj is invaluable. At Bross & Frankel, P.A., we are dedicated to providing comprehensive legal support to individuals in New Jersey who are facing disability and need help obtaining the benefits they deserve. We understand the difficulties you’re facing, and we’re here to work tirelessly on your behalf.
How Our New Jersey SSD Lawyers Can Help
Our team of experienced SSD lawyers in NJ focuses exclusively on assisting individuals in securing disability benefits. We recognize the profound impact that being unable to work has on individuals and families. Whether you are applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), appealing a denial, or need guidance at any stage of the process, Bross & Frankel is ready to fight for you.
We provide assistance with a range of disability-related legal needs, including:
- Social Security Disability Benefits (SSDI & SSI): Navigating the complexities of the Social Security Administration (SSA) can be daunting. We help you understand eligibility requirements, prepare a strong application, and represent you throughout the appeals process if necessary.
- Long-Term Disability Claims: If your disability stems from a long-term disability insurance policy, we can assist you in filing claims, appealing denials, and ensuring you receive the benefits outlined in your policy.
- Veterans Disability Benefits: Veterans who have suffered disabilities due to their service deserve access to VA disability benefits. We assist veterans in New Jersey in understanding and pursuing these crucial benefits.
- Workers’ Compensation Claims: If your disability is the result of a work-related injury, we can help you navigate the workers’ compensation system in New Jersey to secure medical benefits and lost wage compensation.
- Employment Law and Discrimination: Disability can sometimes lead to unfair treatment in the workplace. If you have faced wrongful termination or discrimination due to your disability, our attorneys can advocate for your rights.
At Bross & Frankel, P.A., our SSD lawyers in NJ provide a comprehensive suite of legal services designed to support you on your path to securing disability benefits and regaining stability.
Is Social Security Disability Right for You? Find Out.
Many individuals are unsure if they qualify for Social Security Disability benefits. The eligibility criteria can seem intricate, and understanding whether your specific situation meets the SSA’s requirements is crucial.
You may be eligible for Social Security Disability benefits if:
- You have a medical condition that prevents you from engaging in substantial gainful activity (SGA). SGA is defined by the SSA as earning above a certain monthly amount.
- Your condition is expected to last for at least 12 months or result in death.
- You have worked and paid Social Security taxes for a sufficient period (for SSDI).
- You have limited income and resources (for SSI).
The SSA considers a wide range of physical and mental impairments when evaluating disability claims. It’s important to remember that conditions that may not seem “disabling” on their own can, when combined with other health issues, meet the SSA’s definition of disability.
To determine if you may qualify and to understand your best course of action, consult with an experienced SSD lawyer in NJ at Bross & Frankel. We offer free consultations to review your situation and provide honest guidance.
Bross & Frankel, P.A.: Your Trusted NJ Disability Law Firm
Choosing the right legal representation is a significant decision, especially when facing the stress and uncertainty of a disability. Bross & Frankel, P.A. stands out as a trusted and experienced advocate for individuals seeking disability benefits in New Jersey.
What sets us apart:
- Personalized Attention: We prioritize treating each client with respect, understanding, and personalized attention. You are not just a case number to us.
- Direct Communication: We believe in accessible and responsive communication. Our friendly staff answers calls directly, and we strive to return calls within minutes to hours.
- Experienced Attorneys: You will work directly with a knowledgeable SSD lawyer in NJ who is experienced in Social Security Disability law, employment law, and personal injury matters.
- Proven Track Record: Our attorneys have a strong track record of success in helping clients obtain the disability benefits they deserve.
- Deep Understanding of the System: Founder David Bross’s prior experience as a Benefit Authorizer for the Social Security Administration provides unique insight into the SSA’s processes.
- Comprehensive Legal Services: We handle all types of disability claims, including SSDI, SSI, long-term disability, and veterans disability, as well as related legal issues like employment discrimination and workers’ compensation.
Meet Our Dedicated SSD Lawyer Team
Our team of SSD lawyers in NJ is committed to providing exceptional legal representation:
- David S. Bross: Founder, bringing prior SSA experience to benefit our clients.
- Richard L. Frankel: Managing Partner, with nearly two decades of experience in disability law.
- Jennifer Stonage: Associate Attorney, with over a decade of experience in Social Security disability claims.
- Elizabeth Berenato: Certified Trial Attorney, experienced in hundreds of trials and SSA hearings.
Learn more about our attorneys and their dedication to serving clients in need of disability benefits.
Helpful Resources for Disability & SSDI Benefits in NJ
Navigating the world of disability benefits can be overwhelming. Understanding the process and available resources is a crucial first step.
Key points to understand about Social Security Disability:
- Disability Evaluation: The SSA evaluates disability based on the limitations caused by all of an individual’s impairments combined.
- Wide Range of Conditions: Many different medical conditions can qualify for disability, especially when multiple impairments are considered together.
- Importance of Medical Evidence: Strong medical documentation is essential to support your disability claim.
Explore more resources about disability qualifications to gain a deeper understanding of the process.
We Prioritize Your Needs, Not Case Numbers
When you are facing a disability, the last thing you need is to feel like just another case file. At Bross & Frankel, we understand the stress and challenges you are experiencing. We prioritize personalized service and accessibility.
We are committed to:
- Accessibility: Being readily available to answer your questions and address your concerns.
- Clear Communication: Ensuring you understand your legal rights and the progress of your claim.
- Empathy and Support: Providing compassionate support throughout the often-difficult disability benefits process.
With our firm, you will receive top-tier legal representation and the individualized attention you deserve. We are here to guide you through every step with compassion and expertise.
A Comprehensive and Compassionate Approach to SSD Benefits
Whether you are just beginning to consider applying for disability, facing a denial, or need assistance at any stage, Bross & Frankel, P.A. is here to help. We understand the personal and professional impact of disability, and we are dedicated to helping you secure the financial support you need to move forward.
Our SSD lawyers in NJ take a comprehensive approach to each case, meticulously examining:
- Medical Records: Gathering and analyzing all relevant medical documentation.
- Insurance Policies: Reviewing any applicable long-term disability policies.
- Functional Limitations: Understanding the specific ways your disability impacts your ability to function.
We develop a tailored strategy for each client, recognizing that there is no one-size-fits-all approach to disability claims. Our goal is to build the strongest possible claim to maximize your chances of success.
Throughout the process, you can expect to be treated with empathy and understanding. We are committed to achieving a positive outcome that provides you with the financial security you need to navigate this challenging time.
Common Questions About Social Security Disability Benefits
We understand you likely have many questions about Social Security Disability benefits. Here are answers to some frequently asked questions:
How Can I Afford an SSD Lawyer?
Cost is a major concern for those facing disability. The good news is that SSD lawyers in NJ typically work on a contingency fee basis. This means:
- No Upfront Fees: You pay nothing out of pocket to hire us.
- Fees Only Upon Success: You only pay attorney fees if we successfully secure benefits for you.
- Fee Limits: For Social Security Disability cases, fees are capped at 25% of your back pay or a maximum amount set by the SSA, whichever is less.
This fee structure ensures that you can access experienced legal representation regardless of your current financial situation. Contact Bross & Frankel to discuss your case and understand the fee arrangement clearly.
How Much Will My SSD Benefits Be?
The amount of your monthly SSD benefits depends on the specific type of benefit and individual factors:
- SSDI (Social Security Disability Insurance): Benefit amounts are based on your prior earnings history and contributions to Social Security.
- SSI (Supplemental Security Income): Benefit amounts are needs-based and consider your income, resources, and marital status.
Other types of disability benefits, such as veterans benefits and long-term disability, have their own calculation methods. To get a clearer understanding of potential benefit amounts in your situation, speak with an SSD lawyer in NJ at Bross & Frankel for a free claim review.
Do I Qualify for Social Security Disability Benefits?
Eligibility depends on meeting the SSA’s definition of disability and other criteria:
- SSDI: Requires a qualifying work history and payment of Social Security taxes.
- SSI: Requires limited income and resources, in addition to meeting the disability definition.
Determining eligibility can be complex. Consulting with an experienced SSD lawyer in NJ is crucial to assess your specific circumstances and understand your options. Call Bross & Frankel for a personalized evaluation.
Can I Get Long-Term Disability and SSDI?
Yes, it is possible to receive both long-term disability (LTD) benefits from a private insurance policy and Social Security Disability benefits. In fact, many LTD policies require you to apply for SSDI.
However, if you are approved for SSDI, your LTD benefits may be reduced by the amount you receive from Social Security. Navigating these overlapping systems can be complex. An SSD lawyer in NJ at Bross & Frankel can help you understand how these benefits interact and maximize your overall compensation.
Can I Get Disability Benefits While Working?
Generally, to qualify for SSDI or SSI, you must be unable to engage in substantial gainful activity (SGA). Working above a certain income threshold may disqualify you.
However, the rules can be nuanced, and there may be exceptions or programs that allow for some work activity while receiving benefits. Veterans disability benefits also have different rules regarding working while receiving compensation. Discuss your specific work situation with an SSD lawyer in NJ to understand your eligibility.
Can Non-Citizens Receive SSD Benefits?
Eligibility for non-citizens depends on immigration status and the type of benefit:
- SSI: Non-citizens must fall into specific qualified alien categories to be eligible. Undocumented immigrants are not eligible.
- SSDI: Lawfully present non-citizens who meet all other eligibility requirements may qualify.
Immigration rules related to disability benefits can be intricate. If you are a non-citizen in New Jersey and seeking disability benefits, consult with an SSD lawyer in NJ to understand your eligibility.
How Do I Apply for SSDI or SSI?
You can apply for Social Security Disability benefits in three ways:
- Online: Apply through the SSA website.
- By Phone: Call the SSA’s toll-free number.
- In Person: Visit your local Social Security office.
Applying can be complex and time-consuming. Getting assistance from an SSD lawyer in NJ from the outset can streamline the process and improve your chances of a successful application.
When Should I Apply for SSD Benefits?
Apply as soon as possible if you believe your disability will prevent you from working for at least a year. Delaying your application can delay your access to crucial benefits. There is no benefit to waiting if you meet the disability criteria. Early application is generally advisable.
How Long Does the SSD Application Process Take?
The SSA application process can take several months. Initial decisions typically take 3 to 5 months. However, the timeframe can vary based on the complexity of your case, the need for medical examinations, and the speed of obtaining medical records.
You can check your application status online through the SSA’s “my Social Security” portal.
What Are the SSD Appeals Levels?
If your initial application is denied, you have the right to appeal. The appeals process has four levels:
- Reconsideration: A review of your initial application by a different SSA examiner.
- Administrative Law Judge (ALJ) Hearing: A hearing before an independent judge who will review your case.
- Appeals Council Review: A review of the ALJ’s decision by the SSA Appeals Council.
- Federal Court Lawsuit: Filing a lawsuit in federal court to challenge the Appeals Council’s decision.
Navigating the appeals process is complex and requires a thorough understanding of Social Security law. An experienced SSD lawyer in NJ is essential to represent you effectively at each stage of appeal.
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If you are facing disability in New Jersey, don’t navigate the complex SSD system alone. Contact Bross & Frankel, P.A. today for a free consultation with a dedicated SSD lawyer NJ. We are here to help you secure the benefits you deserve.
